The United States (U.S. Or US) or America, officially the United States of America (U.S.A. Or USA), is a country primarily located in North America.It consists of 50 states, a federal district, five major unincorporated territories, 326 Indian reservations, and some minor possessions. Two Dismal Sciences Are Better Than One—Economics and the Study of National Security: A Review Essay more. By ethan kapstein. Publication Date: 2003. Publication Name: International Security. Research Interests: Security, Political Science, National Security, and Public Administration and Policy. Co:Writer® Universal Extension for Chrome™ helps you write with proper grammar and spelling using topic-specific vocabulary. It integrates with the Chrome™ browser for word prediction and speech recognition just about anywhere you write online including Google Drive™, Microsoft Word, blogs, Learning Management Systems, testing, social networks, and email. Review: In Phil Klay’s ‘Missionaries’ God and violence meet in America’s forever-wars. With his debut novel, Phil Klay lays out our country's new way of waging war, without clear.
David Contorno is a great example of the folks highlighted in The Job That Could Save (or Crush) the American Dream. I believe benefits consultants are the single most underestimated role in the entire healthcare system. At their best, great consultants are worth their weight in gold and are underpaid -- after all, no consultant that I know of can contribute to both a high performance workforce (see Chapter 9 of my book) and create a major earnings increase that would be almost impossible to replicate via increased sales. At their worst (sadly, the mainstream), perhaps no other role has done more to crush the American Dream. Fortunately, the old guard is going the way of the dodo bid and being replaced by a new species of benefits consultant.
I thought I'd share the mindset of the leaders, such as David Contorno, as it is instructive for everyone. The following is from a LinkedIn post (click for a lively exchange) Contorno posted a couple days ago:
I get asked a lot how we lower costs as much as we do on an employer’s healthcare spend (like the 20% reduction, after already being below their fully insured costs of 4 years ago that Tara Derbick Conger, PHR, SHRM-CP, CPCHC is helping achieve at Palmer Johnson Power Systems.) The answer is simple...if you want results opposite of what you have been getting, trying taking steps opposite of what people are doing currently. When the industry goes to higher deductibles, we remove them. When the industry goes to narrow networks, we remove networks. When the industry goes to narrow formularies, we expand them. When the industry invests in specialty care and surgical centers, we invest in primary care. When the industry looks to bring in more insurance products, we bring in less. Instead of increasing obstacles to getting any and all care, we need to be removing all obstacles to getting the right care. What is your opposite? What are you doing to #breakthestatusquo?
While the pain is palpable when pondering over the WSJ/Brookings graphic below, it's gratifying that in the short time since we launched the Health Rosetta benefits consultant certification, we already have consultants such as David Contorno representing 2% of the entire workforce. At first, that can sound small but consider this is over 2 million people who are on the path to receiving Quadruple Aim achieving care which is great for them, their families and the clinicians in the new care models. In the early days, exponential growth is easy to ignore until its momentum is unstoppable. It's our theory of change in action.
As alluded to in the dodo bird article referenced above, the smart stock brokers of 20+ years ago reinvented themselves as financial advisors with aligned incentives and proper disclosure of fees. They successfully grabbed huge market share from their laggard counterparts. Likewise, the vanguard benefits consultants are ensuring the plans they implement adhere to the Plan Sponsor Bill of Rights while the consultants themselves adhere to a professional Code of Conduct including proper Advisor Compensation Disclosure. Naturally, this is highly appealing to employers particularly in light of what a risk management practice leader at a Big Four consultancy called the largest undisclosed risk they've seen in their career (dereliction of ERISA fiduciary duty). Unfortunately, laggard benefit brokers/consultants are going to have clients be blindsided if they don't alert them to this rising risk.
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Since we want to ensure that every health plan sponsor is aware of the risks and opportunities of having a modern health benefits plan, we're broadly/freely my new book -- the CEO's Guide to Restoring the American Dream: How to Deliver World Class Health Care to Your Employees at Half the Cost (click for a free download of the book). For the certified consultants, they are also broadly sharing the book so we've created special pages for them -- see Lake Norman Benefits' special book page as an example. Wise consultants are using these pages to partner with professional/trade associations in their region offering them a free book download. They not only provide the association with a valuable tool, this is a great tool to build the consultant's business. Once plan sponsors realize how much more they should expect from their health plan investment, it's a no-brainer to want to work with a forward-looking benefits consultant that is delivering high performance benefits plan. The woeful status quo becomes clear so they're eager to replace it.
Follow the link to the book below for a free download of the book that expands on the themes in this interview.
Dave Chase is the co-founder of the Health Rosetta Institute (a LEED-like organization for healthcare), Managing Director of the Quad Aim Fund, Executive Producer of The Big Heist, and author of the book, “CEO's Guide to Restoring the American Dream - How to deliver world class healthcare to your employees at half the cost.” Chase's TEDx talk was entitled 'Healthcare stole the American Dream -- here's how we take it back.' The Health Rosetta Institute is transitioning from two years of self-funding/bootstrapping and recently achieved 501-c3 status. See the Health Rosetta Institute website for how to get involved, resources and how to join others to support its mission.
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Also found in: Thesaurus, Idioms, Encyclopedia, Wikipedia.
A•mer•i•ca(əˈmɛr ɪ kə)
|Noun||1.||America - North American republic containing 50 states - 48 conterminous states in North America plus Alaska in northwest North America and the Hawaiian Islands in the Pacific Ocean; achieved independence in 1776|
U.S.A., United States, United States of America, US, USA, the States, U.S.
multiple voting - the act of voting in more than one place by the same person at the same election (illegal in U.S.)
snake dance - a ceremonial dance (as by the Hopi) in which snakes are handled or invoked
reallotment, reapportionment, reallocation - a new apportionment (especially a new apportionment of congressional seats in the United States on the basis of census results)
trust busting - (law) government activities seeking to dissolve corporate trusts and monopolies (especially under the United States antitrust laws)
Boston Tea Party - demonstration (1773) by citizens of Boston who (disguised as Indians) raided three British ships in Boston harbor and dumped hundreds of chests of tea into the harbor; organized as a protest against taxes on tea
recall - the act of removing an official by petition
American Civil War, United States Civil War, War between the States - civil war in the United States between the North and the South; 1861-1865
water spaniel - any dog of two large curly-coated breeds used for hunting waterfowl
maquiladora - an assembly plant in Mexico (near the United States border); parts are shipped into Mexico and the finished product is shipped back across the border
slave market - a marketplace where slaves were auctioned off (especially in the southern United States before the American Civil War)
totem - emblem consisting of an object such as an animal or plant; serves as the symbol of a family or clan (especially among American Indians)
hooter, schnoz, schnozzle, snoot, snout, nozzle, honker, beak - informal terms for the nose
southernism - an attitude characteristic of Southerners (especially in the US)
shamanism - any animistic religion similar to Asian shamanism (especially as practiced by certain Native American tribes)
Social Security number - the number of a particular individual's Social Security account
joint resolution - a resolution passed by both houses of Congress which becomes legally binding when signed by the Chief Executive (or passed over the Chief Executive's veto)
Bill of Rights - a statement of fundamental rights and privileges (especially the first ten amendments to the United States Constitution)
Athabascan, Athapaskan language, Athabaskan, Athapascan, Athapaskan - a group of Amerindian languages (the name coined by an American anthropologist, Edward Sapir)
inaugural, inaugural address - an address delivered at an inaugural ceremony (especially by a United States president)
teacake - any of various small cakes or cookies often served with tea
cola, dope - carbonated drink flavored with extract from kola nuts (`dope' is a southernism in the United States)
combination in restraint of trade - (law) any monopoly or contract or combination or conspiracy intended to restrain commerce (which are illegal according to antitrust laws of the United States)
State Department - a department of government in one of the 50 states
department of the federal government, federal department, federal office - a department of the federal government of the United States
federation of tribes, tribe - a federation (as of American Indians)
NATO, North Atlantic Treaty Organization - an international organization created in 1949 by the North Atlantic Treaty for purposes of collective security
OAS, Organization of American States - an association including most countries in the western hemisphere; created in 1948 to promote military and economic and social and cultural cooperation
nation - a federation of tribes (especially Native American tribes); 'the Shawnee nation'
independent agency - an agency of the United States government that is created by an act of Congress and is independent of the executive departments
IC, Intelligence Community, National Intelligence Community, United States Intelligence Community - a group of government agencies and organizations that carry out intelligence activities for the United States government; headed by the Director of Central Intelligence
county - (United States) the largest administrative district within a state; 'the county plans to build a new road'
eastern United States, East - the region of the United States lying to the north of the Ohio River and to the east of the Mississippi River
middle west, Midwest, midwestern United States - the north central region of the United States (sometimes called the heartland or the breadbasket of America)
Pacific Northwest - a region of the northwestern United States usually including Washington and Oregon and sometimes southwestern British Columbia
|2.||America - North America and South America and Central America|
Central America - the isthmus joining North America and South America; extends from the southern border of Mexico to the northern border of Colombia
North America - a continent (the third largest) in the western hemisphere connected to South America by the Isthmus of Panama
South America - a continent in the western hemisphere connected to North America by the Isthmus of Panama
'America is a vast conspiracy to make you happy' [John Updike How to Love America and Leave it at the Same Time]
'America is rather like life. You can usually find in it what you look for' [E.M. Forster Two Cheers for Democracy]
'The business of America is business' [Calvin Coolidge Speech, 1925]
'America is God's Crucible, the great Melting-Pot where all the races of Europe are melting and reforming!' [Israel Zangwill The Melting Pot]
'America, thou half-brother of the world;'
'With something good and bad of every land' [Philip James Bailey Festus]
'Europe is the unfinished negative of which America is the proof' [Mary McCarthy On the Contrary]
'America is the most grandiose experiment the world has seen, but, I am afraid, it is not going to be a success' [Sigmund Freud]
'America is a large, friendly dog in a very small room. Every time it wags its tail, it knocks over a chair' [A.J. Toynbee]
America[əˈmerɪkə]N (= continent) → Américaf; (= USA) → EstadosmplUnidos
in America → en Amérique
to America → en Amérique
in America → en Amérique
to America → en Amérique
Bank Of America Sign Inأمريكا Amerika AmerikaAmerikaΑμερικήAmérica AmerikkaAmérique AmerikaAmerica アメリカ 미국Amerika
America' S Bank Pdf Free Download FreeAmerikaAmerykaAméricaАмерика Amerika ทวีปอเมริกาAmerika châu Mỹ美国
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